The Retirement ℞ Plan:

Your Personalized Roadmap on your Journey to a Confident, Tax-Efficient Retirement

Many retirees unknowingly make costly financial mistakes that cost them for decades:

✔ Overpaying in taxes without realizing it

✔ Taking withdrawals in the wrong order

✔ Investing like they’re still in their 40s (big risk!)

The Retirement Rx Plan gives you a clear, customized roadmap - so you can confidently navigate:

✅ Taxes – Ways to help you keep more of what you earn

✅ Investments – Adjust your strategy for retirement

✅ Healthcare & Medicare – Avoid costly surprises

✅ Estate Planning – Help protect your legacy

📌 No guessing. No generic advice. Just a step-by-step plan designed for you.

wHAT YOU GET

INCOME PLANNING: How to help turn your savings into predictable, tax-efficient retirement income steams.
TAX STRATEGIES: Strategies designed to help minimize YOUR taxes on Social Security, RMDs and investments. Your plan is reviewed by a CPA.
INVESTMENTS: Help ensure your portfolio is built for retirement (and taxes!) not just accumulation.
HEALTHCARE: Medicare, IRMAA, and long-term care plans are reviewed.
ESTATE & LEGACY: Ensure your will/trust, Powers of Attorney, and directives are in place and updated.*
BONUS: Your Retirement ℞ Plan includes a pre-paid creation/update of your estate planning documents (will/trust, POAs, medical directives) at a strategic partner attorney’s office.
YOUR RESULT: A clear, actionable strategy designed to help protect your wealth, potentially reduce taxes, and help secure your future.

*Our firm does not offer estate planning, tax or legal advice

IS THIS FOR YOU?

This is for you if...

✅ You’re a high-income retiree (or soon-to-be) who wants a customized plan

✅ You want to help ensure you don't overpay in taxes or leave retirement income to chance

✅ You prefer straightforward, action-driven advice—NOT a 100-page binder of fluff

✅ You want to work with a professional who specializes in retirement income planning

This is NOT for you if...

❌ You’re looking for a “free consultation”—this is a serious financial plan

❌ You believe Social Security & your 401(k) will “just work out” on their own

❌ You’d rather keep guessing than follow a professionally developed strategy

The Retirement ℞ Plan

Todd Talbot has earned these designations:

National Social Security Advisor Certificate
CERTIFIED FINANCIAL PLANNER® professional
Certified Tax Specialist ^TM

What happens next?

Schedule time for us to meet
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Investment advisory services offered by duly registered individuals through Creative One Wealth, LLC a Registered Investment Advisor. Creative One Wealth, LLC and Red Mountain Financial are unaffiliated entities. Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.

We do not provide tax or legal advice. Always consult with qualified tax/legal advisors regarding your own unique circumstances. Licensed Insurance Professional. Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency.